ABSTRACT
This study examines the impact of risk management in two Nigerian Banks. Data were
obtained from the annual accounts and reports of the two banks (AfriBank Nigeria PLC and
Fidelity Bank Nigeria PLC). An event study methodology was employed to examine the
effects of deposit, asset quality and credit risk exposures on the growth and profitability of
Nigeria commercial banks.
Similarly, results shows the significant impact of asset on profit. On a whole, the study finds
the need for banks in Nigeria to devote enough attention to the management of financial risks
in the banking industry.
