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THE PROBLEMS AND CHALLENGES OF NIGERIA CONTRIBUTORY PENSION SCHEME TO NIGERIA CIVIL SERVANTS

ABSTRACT
This research work is on the problem and challenges of Nigeria
contributing pension scheme to Nigeria civil servants specifically as
it effect regular payment of pension, arrear/debt of pension, issue
of ghost pensionnaire, effect of change of jobs and pension
administrator and the level of implementation and supervision of
rules, regulation and standards in the industry.
The researcher employed questionnaire, chi-square for the research
work. This method was applied because information could be
source from Nigeria Civil Servants PenCom workers and
pensionnaire retirees.
The result indicate that payment of pensionnaires are not regular,
arrears/debt of pensionnaires has not been cleared, issued of ghost
worker are still not cleared, and low level implementation and
supervision of rules and regulation of PenCom; all these constitute
problems and challenges for PenCom and pensionnaires.
Finally, Having found the above problem and challenges of Nigeria
pension scheme to Nigeria Civil Servant the researcher
recommended that an institution should be build to train staff to
handle pension matter and serious measure should be taken to fish
out ghost workers and pay arrears of pensionnaires.

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